Posts by Eugene Craig III | StoopidSuccess.com

Get You Money Right In 2012

January 2, 2012 By Eugene Craig III

2012 is finally here and with a new year comes new beginnings! The New Year is always a great chance and opportunity to get a second start on your financial life. If your financial life is dead this is your chance to rise like a phoenix. Here are some steps you should take in the new year to get your financial life in order for 2012.

Boost your savings

If you are not saving START! It is not enough to simply put some money away here and there, but on a continuing regular basis. I would recommend that you set up a separate account and have your savings automatically deducted from your paycheck and placed into your savings account by your payroll manager. You will find that when you have the financial security of a savings account your life gets a lot easier. Things that may have caused you to panic before barely faze you. I would suggest if you are not currently saving that you start out saving 5%-10% of you gross income. If you are already saving but may not be saving enough, I would suggest you boost your savings to 15%-20% of your gross income. If you would like to get very aggressive you could boost your rate of savings to 25% or more! The point is to save now so you can have the security later. If you went previous years without the security of adequate savings this is your chance to make 2012 a year that matters in your financial life!

Start investing

Investing in 2012 could very well set you for the rest of your future. There are literally thousands of opportunities and many gains to be made. I am a big fan of stocks and bonds simply because of their simplicity. Picking a stock is simply about picking a good company nothing more nothing less. If you would not be confident in own the entire company then you should not own the stock of that company. There are many different philosophies and strategies to investing, and you should find the one that works best for you. The key is to get started and don’t stop. Your investing should occur on a regular basis like your saving with the exception of capitalizing on an opportunity or two that present itself where you just happen to be at the right place at the right time.

Give more

Yes your giving can be a very valuable tool when it comes to building your financial life. With the current tax code you are allowed to deduct various charitable donations for depending on the donation and the amount from your tax bill. If you give regularly to a charitable organization you may be able to put yourself in a position where when April 15, 2013 rolls around you come to find that because of your charitable giving throughout the year you pretty much don’t owe the government anything in taxes. This could actually save you money over the long term.

2012 is about making decisions that allow for the growth that you would like to see in the various sectors of your life occur. If you would like to be more financially stable or in a better position in 2012 make the decision now !

Filed Under: Budgeting, Empowerment, Goal Setting, Personal Finance Tagged With: Giving, investing, new year, Personal Finance, savins

Happy New Years 2012 is Here!!!!!

January 1, 2012 By Eugene Craig III

Happy new years! You made it 2012 and it is going to be the best year yet! There is so much to be achieved and accomplished in 2012! This week I will be doing a series on how to make 2012 you best year yet in some key areas of your life! Happy New years!

Filed Under: News

How to Properly Handle Black Friday!

November 25, 2011 By Eugene Craig III

Black Friday is finally here, and the crazies have been released from the asylum! Every year there are people that either have early Thanksgiving dinners to hop in line to get their hands on the best deals of the year, or skip Thanksgiving all together to camp out of their favorite store. Well while we are all surrounded by the madness, I have 2 rules of thumb that if you use them you will absolutely remain sane during this crazy day!

1. Avoid Black Friday at all cost!
That is right I am suggesting you miss out on all of the juicy sales that will be available for you. There are multiple benefits that come with avoiding Black Friday.

A. Invest the money you would have spent on items purchased on black Friday. I’m sure even the worst stock or bond bought will be worth much more than the item your planning on picking up today!

B. Shop online and get some savings without the hassle. While cyber Monday is right around the corner many retailers have hit the net with their Black Friday sales. This means that all you can avoid the madness, and get all of your shopping done from the comfort of your computer.

C. Simply save the money you were going to spend. This is a rocky economic time for everyone, and I don’t understand how anyone who is not financially secure is able to run out and spend like there is not tomorrow. Plan for tomorrow today!

2. If you must shop on Black Friday let it be to purchase something that will increase your opportunities, and put a brighter light on your future.

If you feel as though you cannot let go of the opportunity presented on Black Friday, use it to better yourself. Everyone knows about the purchase I made last year. That purchase turned out to be one of the best I made last year, but I also waited for the madness to calm down before I even attempted to go out.
What are your plans for black Friday? Will you be chasing the major sales? Do you have any Black Friday success or horror stories?

Filed Under: Budgeting, Lifestyle, Personal Finance Tagged With: Black Friday, black friday sales, save money with black friday

I won and Ipad 2 !!!

October 26, 2011 By Eugene Craig III

Yes, the headline is correct I won a free Ipad from Life and My Finances.com. A while back Derek over at lifeandmyfinances.com ran contest and give away for his 1 year blogaversary. I just wanted to take a second to thank Derek again, and be sure for to check out his site Life and My Finances.com .

To learn more about the contest and the great positive effect it had on Lifeandmyfinances.com (Click here!.)

Filed Under: Uncategorized Tagged With: Ipad 2

Stoopid Success Roundup

October 2, 2011 By Eugene Craig III

Hey guys hope everyone is having a week that they will always remember! This is the first edition of the relaunch of the StoopidSuccess.comweekly roundup. I have some pretty good reading form some of the best spots on the web for you. Hope you all enjoy, and be sure to show them just as much love as you show me!

Learn How by checking your credit report you can stop identity theft by Jacob over at My Personal Finance Journey.com

Do you like making and saving Green by Going Green? Learn how to embrace the Sustainable lifestyle by Miss T over at PrairieecoThrifter.com

Are you concerned about how much you are spending on food? Well our buddies over at SmartFamilyFinance.com has some tips on How to tell if your food budget is TOO LAVISH!

Do you need help picking the best investments? Our buddy John Border at Stock Market Basics can lend you a hand with that.

Have you ever wanted a Nitendo WII,but never had to cash to buy one? Well today is your lucky day because you can win one from Kyle over at The Penny Horder.com

Have you been thinking of ways to make some extra money ? Well Shawanda over at You have More Than You Think.org has some pretty brilliant ideas on how to make some extra money.

Have you ever want to give the saying “Put your money where you mouth is” some life? Well our buddies over at Sustainable Personal Finance.com may be able to help you with that (Here!)

Mark Riddix over at Buy Like Buffett.com is known for the growth of his stock picks( Hect! He taught me a good portion of what I know about investing) He is one of the most trusted voices on the net and you can find out why he is not buy NETFLIX stock (HERE!)

If you saw “ The Help” or heard about how great of a book/movie it was one of my good friends Crystal over at Budgeting In The Fun Stuff.com has an excellent read on Money Lessons You Can Learn From the book/Movie “The Help”

Learn how to make an extra $100/month with sponsored posts by MUAH! Here at Stoopidsuccess.com

*Book of the Week*

I have been doing a lot of reading, and came across a great read in the campus bookstore. Anyone in the personal finance, money, investing, or finance world should be a fan of Jamie Dimon. “Last Man Standing” by Duff Mcdonald is one of the best books I have read all year. It is a detailed work on the rise and ascent of Jamie Dimon in the world of finance. I recommend everyone grab a copy of it and you can do just that and on the cheap (RIGHT HERE!)

Filed Under: Weekly roundup Tagged With: free wii, how to make money, netflix, weekly roundup

Make Money Producing Content

September 19, 2011 By Eugene Craig III

There are multiple ways to make money, but one of the most lucrative ways is to produce content. While the content you produce for your own site may bring you riches for years to come, one of the quickest ways to produce extra income is to produce content for other people and other websites. You could make an extra $10/article for a 500 word article. If you were to produce 4 of these a day you could very easily make an extra $1000/month. If you were to do just 1 a day you could make an extra $300 month which is 30% of the way to our goal of making an extra $1000/month. A good 500 word article should take about 20 minutes to produce with a clear vision. Content creation is a field that is always in demand, because people always need content, and a website is only as a good as the content it provides its readers.
Blogs small and large are always looking for more writers to produce content. There are multiple roads that lead to landing paid writing positions.

1.Give away content

One of the easiest ways to land a paid gig is to give away your best content. Guest posting is one of the best ways to get you exposure, and get your foot in the door of big sites. If the blog/site owners trust you enough to run your post on a regular basis, and a fair amount of free, high-grade premium content would be glad to offer you a position with the site after seeing that you are reliable person that delivers.

2.Search job boards

The second best way to land a paid writing position is to search job boards. People with websites that are growing have a full understanding of the value that good content brings to the site, and are willing to pay to find the talent to help them produce great quality content. Anyone that follows my other blog EugeneCraig.com knows that I am a big fan of the Problogger Job board. I think this is one of the best job boards that you may ever come across. There are always opportunities for you to make money or find a position with the Problogger job board. There are other job boards out there that are just as good, but this is the one that has worked for me time and time again.

3.Ask a friend

Word of mouth is still the best way to promote a product, person, or cause. It is the reason why we see movies, or buy a certain food. It is the reason why we will switch brands of products that we use. It is the same reason why we hire certain professionals and turn an eye to others. Asking a friend is probably the easiest of the multiple ways to land a writing position. The beauty of this is that people have connections and there is nothing stronger than a good word or reference.

What have your experiences been with paid work? How have you fared in the job market?

Filed Under: Ways to make money Tagged With: staff writing, ways to make money

Making Money With Advertisers

September 18, 2011 By Eugene Craig III

One of the easiest ways to boost revenue is too add a series of clean advertisements to your site to properly capitalize on the traffic you have coming through the site. Advertisement can come in many different forms. I will give a few pointers on the different types of advertisements and how you should add them to your site.

1.Avoid the “Come one come all” Sloppy presentation method

The is one of the many pitfalls that many people make when seeking to monetize their blogs/websites. People see the money that they can earn from having advertisements on their blog and TOTALLY neglect the presentation aspect of their blog. There is nothing wrong with accepting a large number of advertisers to advertise on your sit, but you should do so prudently. A good example of this would be accepting only advertisers in one field/sector so there is some level of congruency in your presentation of the ads. The beauty of advertising is that it is a WIN-WIN deal for all parties involved you get the cash while they get the exposure.

2.Link, Text, Banner

There are 3 primary forms of advertising on websites and they are links, text ads, and banners. You come across them every day, and many of times barely notice them when they are properly built into the site. These all have different levels of effectiveness and come with different levels exposure they all pay pretty good cash. It is pretty easy to secure at a stable rate for text ads, and link ads that could be structured to last well over 3 months, 6 months, or a year. The money could be paid up front or on a regular basis that is able to be negotiated. The banner is the cash cow to a big site that everyone wishes they had from the beginning. Banner ads often operate on a Pay-Per-Click (PPC) basis, but also carry a much higher payout than the other forms as they are not pre-determined.

3.How to find ads.

The very best ways to find ads/advertisers is to go to site that similar to yours and look at who is advertising there. DO NOT!! Make the mistake I did and seeking advertisers too soon for the sake of developing cash flow. You want the best ads for your site that benefits both the advertiser and the readers. You can also seek out referrals from people who have worked with you and your site. These will be the people who are close to in the blogosphere, and can personally vouch for you and the success you would bring the advertiser.

Have you tried to attract advertisers to your site? Have you had any success with it? What are some tips you would like to offer?

Filed Under: Ways to make money Tagged With: ads, make money with advertisements

Spice up your revenue with a job board

September 14, 2011 By Eugene Craig III

Job boards are one of the easiest ways to monetize your blog traffic. With the implementation of a job board you have the ability to take your current traffic and connect employers with your readers who may very well have the skills to fill the needs of those employers. The key is to be the middle man between two people who have similar interest. You have that opportunity right at the tips of your fingers with a job board.

With a down economy people are literally doing anything they can to make ends meet, and are on the hunt and prowl for alternative ways to supplement lost income or supplement their current income so they may have more time for the more important things in life. Almost every major website has some sort of job board that allows their users to connect with people who are looking to have work done or have positions to be filled. Making money from job boards is as simple as selling 10 slots at $10/posting to be active for 30 days. You can fully customize your own terms for postings on your job board, but the shorter the time span the higher the chance of a repeat buy.

There is multiple ways to actually implement the job board, but the easiest way in my opinion is to either use a plug in or add a forum to your website, and have people write the posting and create a forum post with the details for the world to see. ProbloggerProblogger has a job board that I frequented when I first got my start in the world of making money online, and is one that I still frequent to this day. Markriddix.com also has a pretty nice job board and is a good example of how the forum method can be used

If you were to run your own job board what sectors would you focus on? What kind of jobs would you have posted on the board? Have you ever tried any of the major online job boards?

Filed Under: Ways to make money

Make money with Sponsored Post

September 12, 2011 By Eugene Craig III

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Over the next 10 days I will outline how anyone can make an extra $1000/month by taking small steps to make $100 10 different ways. Today I will start with how to make an extra $100 with sponsored post. Sponsored post is a way for you to become a spokesperson for a variety of products and get paid to broadcast your opinion to your readers. There is a lot of money to be made with sponsored post. Let’s take for example you did one sponsored post a week at a rate of $25/post you could very easily increase you disposable income by $100. That is $100 for maybe 2 hours of work.

There are many ways to generate sponsored post. The easiest way is to grow your blog and have them contact you. Generally as your blog grows in readership so will the amount of opportunities for people to come in and promote their products to you. The second major way to grab sponsored post is to go out and seek them. This is very similar to cold calling in the sales industry. While results may vary from person to person on how many people you will have to go through to close a sale, but my philosophy has always been that there are billions of people and millions of businesses and establishments that have products and services that need to be promoted to those people and you can be the person to solve that problem. The third way to secure a sponsored post is to have someone refer you. There is nothing better than a good word put in for you. That is just what a referral is a good word about the work you do. This could come by way of a firm that had you produce a sponsored post, as well as a fellow blogger/writer who knows that you produce pretty good work.

In the end with enough work you could easily add an extra $100 to your income ledger by adding a few sponsored posts a month. If you would like information on sponsored post on StoopidSuccess.com you may contact our advertising team at ADs@Stoopidsuccess.com

Filed Under: Ways to make money Tagged With: make money online, sponsored post

Stoopid Success turns 1!!!

August 14, 2011 By Eugene Craig III

Stoopid Success turns 1 !!!!

Last Week August 5,2011, StoopidSuccess.com turned 1. That is one whole year of writing, comments, and an exchange of ideas that has taken place with the development of Stoopidsuccess.com. I would like to thank everyone that has supported me over the last year. Thank you again, and Remember Success is the Only Option!!! –The Stoopid Success Team

Filed Under: Uncategorized