A second job is not always on the mind of a college student especially when they are having a hard time finding the first, but let’s imagine that you had a job and you also had some free time on your hands. Let’s imagine that you took 15 hours of your non-productive time a week and worked a job that paid $10/hour. Let’s go a step further and say that the money earned from this position will be banked and saved for 1 year and only to be touched as a result of a dire emergency. If you followed this model you could save $600/month and $7200/year. You would be able to start the new school year with an extra $7200 in your savings account that you would not have even conceived of having in your possession one year ago. Let’s say you did this though-out all for years of college you would have graduated with almost $30,000 liquid cash to your name, when most of your piers would have graduated with thousands of dollars of debt over their heads, and no income and no assets. If you graduated with that extra $30,000 you could use part of it to sustain your life after college or to pay down some of your college loan early if you have them. You would be ahead of the game, instead of behind the 8-ball as many college students are finding themselves shortly after graduation.